News Details

Zions Bancorporation Prices $300 Million in Subordinated Notes

May 5, 2004

SALT LAKE CITY, May 5 /PRNewswire-FirstCall/ -- Zions Bancorporation (Nasdaq: ZION) ("Zions") today priced $300 million in 10-year subordinated notes.

The issuance was priced with a 5.65 percent coupon. The issue is due on May 15, 2014, and was priced at 99.870 percent to provide a yield to maturity of 5.667 percent.

Zions expects to use the net proceeds from the offering to repay outstanding indebtedness and for other general corporate purposes.

Goldman, Sachs & Co. is the lead underwriter for the offering, and Bear, Stearns & Co. Inc., Keefe, Bruyette & Woods, Inc., RBC Capital Markets Corporation and Zions Investment Securities, Inc. are acting as co-managers for the offering.

A shelf registration statement relating to this offering was originally filed with the Securities and Exchange Commission on August 7, 2003, and has since been declared effective. This offering will be made pursuant to a prospectus supplement and the prospectus included in the shelf registration statement.

Copies of the prospectus supplement, when available, may be obtained from Goldman, Sachs & Co., Prospectus Department, 85 Broad Street, New York, New York 10004, telephone (212) 902-1171.

This news release shall not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.

About Zions Bancorporation

Zions Bancorporation is a multi-bank holding company that operates approximately 400 full-service banking offices in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah and Washington.

Forward-Looking Information

This news release contains statements regarding expectations, use of proceeds and similar matters that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The operations, performance and development of our business involve significant known and unknown risks and uncertainties that may cause actual results to differ materially from those contained in or suggested by the forward-looking statements in this news release. These risks and uncertainties include, but are not limited to: competitive product and pricing pressures within Zions' markets; economic conditions, either nationally or locally, in areas in which Zions conducts operations being less favorable than expected; equity and fixed-income market fluctuations; changes in law; and changes in fiscal, monetary, regulatory, trade and tax policies and laws. Zions disclaims any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments.

SOURCE  Zions Bancorporation
    -0-                             05/05/2004
    /CONTACT:  Clark Hinckley of Zions Bancorporation, +1-801-524-4787/
    /Web site:  http://www.zionsbancorporation.com /
    (ZION)

CO:  Zions Bancorporation; Goldman, Sachs & Co.
ST:  Utah
IN:  FIN
SU:  OFR

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6735 05/05/200419:51 EDThttp://www.prnewswire.com