Community Reinvestment Act (CRA) Public File

Zions Bancorporation is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and print hard copies of documents as needed. Zions Bancorporation can provide printed copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses. To request printed copies of documents, please contact

Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year:

  • All public comments received for the current year and the prior two calendar years.
  • A copy of the Public Evaluation of the bank’s most recent CRA Performance Evaluation.
  • Branches and Hours of Operation, Branch ATMs and Third Party ATMs.
  • The Zions Bancorporation CRA Disclosure Statements which include the CRA Lending Data Report Nationwide (see states below for individual reports) and the HMDA Lending Data Report for the prior two calendar years.
  • The Zions Bancorporation Assessment Areas represent the communities we serve. Assessment Area Overview, Census Tracts and Demographic Information , Distressed or Underserved Census Tracts, and Maps.
  • Closed Branches, Opened Branches, and Relocated Branches.
  • A description of Products, Services and Fees available (see states below for individual reports).

Any comments or questions about this portion of the Zions Bancorporation website, or about Zions Bancorporation performance, may be addressed to:


Physical Mail:
Zions Bancorporation N.A.
Enterprise CRA Manager
One South Main Street, Second Floor
Salt Lake City, UT 84133

CRA Disclosure Reports

Download item year list
Date Download Description