News Details

NetDeposit, Inc. Names Royce D. Brown President, COO

February 4, 2004

Top Industry Executive to Advance NetDeposit's Next Growth Phase

SALT LAKE CITY, Feb. 4 /PRNewswire/ -- NetDeposit, Inc., a leading innovator of software products and services for end-to-end electronic check processing and optimized clearing and settlement, today announced that industry executive Royce D. Brown has been named President and COO. Joining NetDeposit's executive management team, Mr. Brown will play a key role in the company's next phase of expansion as a major provider of Check21-enabling software products and services for the financial services industry.

"Royce brings the ideal combination of payment expertise and industry-wide reputation to NetDeposit with his over 25 years of management experience at fast growth technology companies and consulting with major financial institutions," said Danne L. Buchanan, CEO of NetDeposit, Inc. "His proven track record in operations, payment products development, marketing and strategic planning will play a critical role in expanding NetDeposit's ability to bring universal electronic check processing to the financial services industry."

"NetDeposit offers a product suite that can be applied to both sides of the business equation: we deliver electronic cash management products that increase revenue, reduce float, and streamline operations to reduce processing costs. NetDeposit offers a clear migration path for organizations to take full advantage of Check21 passage, including image exchange," said Royce D. Brown. "I'm very excited to be part of this rapidly expanding organization during such a significant period of change in the payments industry."

Mr. Brown has more than 25 years experience in executive management with technology companies and as a strategy consultant to major financial services institutions. He has deep expertise in payments and integrated software and consulting solutions that increase profits, reduce operating costs and enhance customer services. As a co-founder of Carreker Corporation in 1979, Mr. Brown served in positions such as Executive Vice President, Payment Services Division, Vice Chairman of the Office of the President and CAO through 2002, helping to expand the company to a publicly traded, global technology solutions firm. Recently, Mr. Brown was a Managing General Partner of Praxxim, a management consulting group focusing on bank operations and payment services for large nationwide bank clients.

Mr. Brown, who holds a B.A. from the University of Texas and an MBA from the Graduate School of Management at the University of Dallas, began his professional career at the Federal Reserve Bank in Dallas.

About NetDeposit, Inc.

Established in 2001, NetDeposit, Inc. is a leading innovator of payment products and services for end-to-end electronic check processing and optimized clearing and settlement. Headquartered in Salt Lake City, NetDeposit has teamed with industry leaders such as EDS, Western Payment Alliance (WesPay), Wausau, Thomson Financial Services and US Dataworks to provide a gateway to all major check clearing channels now, and in the future. Through its patent pending technology, products and services, NetDeposit helps financial institutions, commercial businesses and payment processors greatly enhance their funds availability, reduce costs and risk and eliminate the inefficiencies of manual check processing. Net Deposit is a wholly owned subsidiary of Zions Bancorporation (Nasdaq: ZION). More information on NetDeposit, Inc. can be found at www.net-deposit.com .

SOURCE  NetDeposit, Inc.
    -0-                             02/04/2004
    /CONTACT:  Dianne Douglas of Douglas Communications, +1-415-584-4906,
Dianne@Douglaspr.com , for NetDeposit, Inc./
    /Web site:  http://www.net-deposit.com /
    (ZION)

CO:  NetDeposit, Inc.; Zions Bancorporation
ST:  Utah
IN:  FIN CPR STW
SU:  PER

JN 
-- LAW026 --
4390 02/04/200408:01 ESThttp://www.prnewswire.com